Heavy Commercial
Vehicle Insurance
Protecting what drives your business.
Your trucks are more than vehicles. They are the backbone of your operations, your deliveries, your contracts, and your revenue.
Protection you can trust for every heavy load
Whether you operate a single truck, a growing fleet, or cross-border transport operations, downtime can have a direct impact on business cash flow and customer commitments.
TruckCovered's Heavy Commercial Vehicle insurance is designed specifically for transporters, logistics operators, contractors, and fleet owners who need dependable protection on and off the road.
Operational fit
From local deliveries to long-haul transportation, this cover helps protect vehicles against accidental damage, theft, hijacking, fire, and unexpected operational risks.
What our HCV cover includes
Accident and Collision Damage
Protection for accidental damage caused by collisions, roll-overs, jack-knifing, and other road incidents affecting your truck or insured vehicle.
Fire and Explosion Cover
Cover for fire-related damage, electrical faults, explosions, and related incidents that can severely impact your operations.
Theft and Hijacking
Protection against vehicle theft, attempted theft, and hijacking incidents, including support during recovery processes.
Windscreen and Glass Cover
Replacement or repair of damaged windscreens, windows, and specified glass components to minimise downtime.
Towing and Recovery Services
Emergency towing and roadside recovery assistance to help get your vehicle to safety quickly after an accident or breakdown.
Load Recovery and Debris Removal
Assistance with the clean-up, removal, and recovery of loads and debris following an insured incident.
Fleet Insurance Solutions
Flexible insurance options for businesses operating multiple trucks, trailers, and commercial vehicles under one policy structure.
Trailer and Goods in Transit Options
Additional protection can be structured for trailers, refrigerated units, and transported cargo depending on your operational requirements.
Built for transport and logistics businesses
We understand that transport businesses operate under pressure. That's why our policies are designed to provide practical support, fast turnaround times, and insurance structures aligned with real-world transport operations.
Tight delivery schedules
Rising fuel and maintenance costs
Cross-border transport risks
Driver-related incidents
Vehicle downtime affecting revenue
Whether you operate
TruckCovered helps keep your business protected across the vehicle types and fleet structures most common in commercial transport.
Side tippers
Horse and trailer combinations
Tautliners
Flatbeds
Tankers
Construction vehicles
Refrigerated trucks
Courier and delivery fleets
Why HCV insurance matters
One serious accident or hijacking incident can disrupt operations for days or even weeks. Repair costs, cargo delays, third-party damages, and vehicle replacement expenses can place major pressure on your business finances.
Every hour your vehicle is off the road means:
Missed deliveries
Delayed contracts
Lost revenue
Operational disruption
Client dissatisfaction
Why businesses choose TruckCovered
Flexible cover for owner-drivers and fleets
Competitive premiums for transport operators
Access to leading insurers
Fast and practical claims support
Industry-focused underwriting solutions
Cover tailored to your operational risks
Get a quote today
Protect your trucks, your drivers, and your business
Get in touch with TruckCovered today for a tailored HCV insurance solution built around your operations.