Accidental Damage Cover
Protection against collision damage, overturning, impact damage, fire, flooding, and accidental damage to insured trucks and trailers.
Specialized insurance for heavy transport operations carrying abnormal loads, machinery, mining equipment, and oversized cargo.
Heavy haulage operations carry unique risks that standard commercial truck insurance may not fully address, especially where cargo values, route complexity, and specialist trailers increase exposure.
What Is Heavy Haulage?
Heavy haulage refers to moving high-value, oversized, or specialized loads that often require careful planning, specialist equipment, and additional operational controls.
Abnormal loads
Heavy machinery
Mining equipment
Construction equipment
Industrial machinery
Plant equipment
Large structural components
Oversized cargo
Who We Cover
TruckCovered helps heavy haulage operators across South Africa protect their trucks, trailers, cargo, and operations.
Heavy haulage operators
Mining transport contractors
Construction logistics companies
Plant hire businesses
Machinery transporters
Abnormal load operators
Fleet owners
Owner drivers
Cover Options
Protection against collision damage, overturning, impact damage, fire, flooding, and accidental damage to insured trucks and trailers.
Cover for stolen or hijacked trucks, trailers, and specialized haulage equipment.
Protection for transported cargo against theft, hijacking, collision damage, overturning, and fire losses.
Cover for lowbeds, extendable trailers, step-deck trailers, and other specialized heavy-haulage trailers.
Protection against claims involving damage to third-party property or injury to members of the public.
Protection against riots, strikes, unrest, and public disorder.
Common Risks
Even minor incidents can result in major financial losses when transporting high-value machinery or industrial equipment.
Goods in Transit
Heavy haulage cargo often involves extremely high-value machinery or equipment. Without proper cover, operators may face significant replacement or liability costs.
Risk Management
Strong risk management helps operators reduce claims exposure and present a better risk profile to insurers.
Approved route planning
Driver experience management
Secure overnight parking
Proper load securing procedures
Tracking systems
Escort vehicle coordination
Vehicle inspection routines
Permit compliance
Why TruckCovered
Whether you transport mining equipment, construction machinery, or oversized industrial cargo, we help structure insurance around your operating environment.
Get a Quote
Protect your trucks, trailers, machinery, and transported cargo with insurance designed for South African heavy haulage operations.